Pacific Horizon Bancorp is a Direct Lender approved by the Housing and Urban Development as a Direct Endorsement Lender for Title I And Title II loans for purchases, refinance and home improvement.

Pacific Horizon Bancorp is also approved by major Institutional and Wall Street investors to originate Conventional, Conforming and Non-conforming loans through 5 retail branches, all located in Southern California.

Competitive pricing paralleled with superb personalized customer service enables Pacific Horizon Bancorp to expand and increase its market share of home lending business, both in California and outside California.

Pacific Horizon Bancorp works closely with Realtors, Builders, Financial Planners, Accountants, Insurance Agents and Banks.

Experienced and knowledgeable loan officers are always available for a private consultation and pre-qualification.